Capital starved businesses become a statistic. Most business owners understand that it takes capital to operate and grow a business, but finding it can be tricky. aggregates the real local and national business lenders to ensure anyone who needs capital to grow their business, finds it.

This includes:

Accounts Receivable Financing

In this case the lender purchases your eligible invoices so you can have immediate cash. Each lender has a different LTV (Loan to Value) requirement. Sometimes, this type of finance is also known as Invoice Financing or Factoring.

Expansion Capital

When a business has evidence that could grow if it just had the capital to finance the costs associated, lenders will underwrite the opportunity and make a loan based on track record and projections.

Merchant Financing

If you accept credit cards at your business, lenders can easily leverage that income by taking their fees from daily earnings. Some lenders set up a direct deposit split, some BUY the account until the loan is repaid, and some make the loan against the strength of the account.

Equipment and Inventory Loans

Whether a piece of equipment is needed to operate more effectively or scale up, or inventory is needed to secure and fulfill orders, lenders can take those contracts and monetize them.

Working Capital

Sometimes businesses just need to get a little cash to pay bills, employees, or pursue a timely opportunity without dipping into their personal wealth. In these cases, lenders can underwrite the business and provide capital to work through the need.

Real Estate Loans (Asset-Based Loan)

Whether a business is looking to buy or build a new place of business, or refinance the one they currently operate out of, free and clear assets are often the easiest way to get the cash needed without borrowing against the company or giving up equity.

Trade Financing

Lenders advance funds on existing Purchase Orders so businesses can pay suppliers and fulfill orders.


Especially when businesses are owned by independently wealthy principals, banks and lenders can “margin” a portfolio by providing a credit line against the value of the portfolio. Principals are free to use the capital how they see fit.

Corporate Credit

Organizations are hard at work helping businesses establish corporate credit. This addresses the potential long-term capital needs that all businesses face.

SBA Loans

The Small Business Administration has a slew of small business conventional loan programs available.


If your business has wealth or income tied up with stagnant invoices or receivables, lenders will view that as cash and allow you to borrower against it. Some lenders require the money is used as specified. Most lenders don’t dictate how the funds are used as long as they have strong collateral.

If your business is start-up, and doesn’t have the track-record necessary to justify this type of loan, a good alternative if an equity partner or crowdfunding platform—both of which you can apply to pursue here.

Funding You IS our Business